CHONGQING, China (Xinhuanet Wavelet Packets) In recent years, low interest rates as banks, trust banking market has become hot. Chongqing bank financial experts advise investors to buy trust in financial products, as we choose capital strength, high integrity, good assets in good condition and historical performance of a trust company, in particular to note the following.
First, trust products, the most critical earnings outlook. Products currently on the market are mostly a collection of trust fund trust scheme, that is, the trust funds in advance to determine the specific orientation. Therefore, investors in the purchase of financial products to pay attention to the Trust Trust project is good or bad, as an industry in which the Trust project, the operation of the process is stable and reliable cash flows, the project put into operation if there is a vast market prospects and sales. These are implicit trust project success rate, the relationship between principal and income investors are able to obtain due time.
Second, the study projects the security situation in the Trust. A bank guarantee or bank loans to the trust committed to follow-up project, the safety factor will be higher than the general trust items, of course, the returns would be relatively lower. In addition, the project secured the trust, investors can not just look at the secured party's asset size, but by the secured party's debt ratio, profitability, cash flow and sustainable development of enterprises and other factors.
Third, know your risk appetite. Under normal circumstances, invest in real estate, stock market, trust project risk is slightly higher, but the income is relatively high; and investment in energy, electricity and other infrastructure projects the trust is relatively stable, cash flow clear, but the benefits of good safety relatively low. Therefore, the demand for a pension or preparatory education for their children gold investors, it is best to purchase low-risk, moderate income trust products.
没有评论:
发表评论