Money should not ignore the "penny"

People ask the classic question for investors is: "How do your risk tolerance?" Asked this question in fact is: "Would you pay how much?" No one is willing to lose money, so the correct question is asked should be: "You can accept what the market turmoil?" The key here is that you make sure you can withstand market volatility, so that your portfolio for you to bring the expected benefits.

If you are concerned about their investments because of uneasy, sleepless nights, you're investing in the stock market too much. People always want to play the stock market arena, "home run" because they have heard too many stories of investment success stories. However, the more people want to play the "home run", the further away from success.

As Credit Suisse Private Bank's investment director of the United States 罗伯特维森 Stan said: If you do not know right market turmoil capacity, then you will not be a successful investment experience, and the prices change at the beginning, you will be scared wits, fled. So, first do not worry about how tomorrow's market, you should first take a step back, find out their level of bear market turmoil, after so your investment portfolio to "complete its work", so you can more freely more difficult to walk on the investment environment and investment situation was.

So, how to build your own portfolio then? First of all, never put all your eggs in one basket. Market and various asset management theory proved time and time again, people may be totally different and people's expectations, so in a successful investment strategy has been repeatedly cited the "diversification" principle means that your portfolio will not focus at a certain specific securities. In general, many different types of assets available for investment, the typical investment portfolio should include equity and fixed income products.

To certain "penny" into your investment portfolio is very important, such as bonds, they will become your portfolio is relatively stable part of this is that you can count on, you can plan investments. In addition, they can bring you a more stable income. This stable income stream that you invest in a "gift." More importantly, return on fixed-income products, contact with the stock is not very big, its price will not change with changes in stock prices. When your portfolio there are two kinds of assets is not relevant, you also greatly reduce the risk.